Step 1
Input, review and verify your application information.

Step 2
Banking verification.  We use a third-party verification process that will verify some of your banking information using your login credentials.

You will be asked to login to your bank.  This should be the bank where you want your funds deposited.  This will do several things:

1. It will ensure that your bank routing and account number are correct. This reduces errors and the time it takes to transfer your loan funds to your bank.
2. It will verify your employment data. Information like your current employment status, name of your employer, and your payroll amount are verified to assist with your application as it is prepared to go to our underwriting department.
3. Lastly, we verify your pay dates and pay schedule. This is used to finalize your loan repayment schedule and ensure that we don’t create a repayment schedule out of synch with your pay deposits.

It’s important to note that your bank information IS NOT STORED. We never see your user ID, or do we ever have the option to log in to your account. This system allows you to securely and privately submit an online read-only copy of your bank statement. This information is necessary to approve your loan request and is the most secure technology on the market today.

Step 3
After your information has been gathered, verified, and completed, your application is sent to Underwriting for a loan decision.